Don't know where to start? Start here: "What Is A Surety Bond?"  


How To Get An Illinois Bonded Title

By Jud Webre on Jun 20, 2014 9:22:00 AM in

Lost Title Bonds

bonded title

Are you a resident of the "Prairie State" and never received the title to your vehicle when you purchased it? Or perhaps you never registered your vehicle in your name and now you can’t find the title? You can get an Illinois Bonded Title.

Short on time? Check out our Bonded Title FAQ page


What Is An Illinois Bonded Title?


An Illinois Bonded Title (also known as an Illinois Certificate of Title, Illinois Lost Title Bond, or Illinois Defective Title Bond) is a document that proves you own your vehicle. 

An IL Bonded Title looks just like a regular title, except it is marked 'bonded.' It implies a surety bond is attached to the title.


We sell those surety bonds.


When you get a bonded title, you are promising that you are the true owner the vehicle. If someone comes forward later on and says that they are the owner of the vehicle and that you should not have been granted a bonded title, they can make a claim on your bond. If the claim is determined to be valid, the surety company would pay the person a fair amount. It would then be your responsibility to repay the surety.


Curious about what would happen if someone made a claim on your bond? Check out this resource.


When You Need An Illinois Bonded Title:*


  • You bought a car and never received the title
  • You bought a car and only received a bill of sale
  • You bought a car and received an improperly assigned title
  • You bought a car, received, then lost the title before transfering it into your name*

Not sure if you need a IL Bonded Title? Check out this awesome infographic

*You cannot get an IL Bonded Title for an abandoned vehicle. You must own your vehicle to qualify for an IL Bonded Title.


*You do not need an IL Bonded Title if you had the original title in your name at one point in time. In this case, you can apply for a Duplicate Certificate of Title.



How to get an Illinois Bonded Title


Step #1: Contact your local DMV to see if you are eligible for a bonded title

Your local DMV is the only entity that can tell you if you are eligible for a bonded title. If they say yes, you can move on to step #2. 


Step #2: Prove you own your vehicle

Qualifying evidence could include a bill of sale, receipt, or cancelled check from when you purchased your vehicle. If none of these items are available, you must write a notarized statement explaining how you came into possession of your vehicle.


Step #3: Get a written appraisal of the current value of your vehicle

Get this appraisal from either a licensed vehicle dealer or a used vehicle price guide such as Kelly Blue Book or NADA Guide.



Step #4: Purchase an Illinois Lost Title Bond

Purchase a bond from a surety bond company. Make sure you apply for the correct bond amount.

The amount for your Illinois Lost Title Bond must be for 1.5 times the value of your vehicle. For example, if your vehicle is appraised at $2,000 then you must get an IL Lost Title Bond in the amount of $3,000.



We can get you bonded for as low as $100. 

 Get FREE IL Certificate of Title Bond Quotes!


Before you purchase your title bond - learn important payment info



Step #5: Complete a Title Application

You can do this online and print out. You will also need to pay a title fee, payable to the Secretary of State.


Step #6: Submit

Submit your Illinois Bonded Title paperwork and Illinois Lost Title Bond to the Secretary of State at the address below:


Secretary of State
Vehicle Titles Division
Attn: Bonded Titles
609 Howlett Building
501 S. Second St.
Springfield, IL 62756-7000


Step #7: Wait on decision 

It could take up to a couple of weeks for the Secretary of State to process your IL Certificate of Title Bond paperwork. Upon approval, you will be mailed an IL Bonded Title.


For more information on how to obtain an IL Bonded Title , call 217-782-9796


Does my Ilinois Bonded Title Expire?


Yes, IL Bonded Titles expire 3 years after the date they are issued. If no one comes forward during that time and makes a claim against your bond, you will be issued a clear certificate of title. 


Related links:

Bonded Titles FAQ

4 Reasons You Might Need a Bonded Title